There will be new intakes this sem in several uni and colleges across the country so read on, wannabe grads!
There are three things we college folks religiously spend our money on: handphones, cars/bikes and girlfriends.
I find this preposterous since most of us are currently under loan. I mean, it's not free money baby, its hutang. PTPTN are like loan sharks, you'll only be able to complete the payment once you're in your late thirties. You'll probably work your ass off to pay off the loan, house and car rent and the mother of all mass financial destruction: KAHWIN...
So think before you spend you money on the new Nseries guys. Your chinese peers don't really have to pay any loan because most of their parents are paying Uni and college fees for them. They believe in the great cycle, to think of their other 6 generation's future. So let them gorge at Starbucks or Secret Recipe, join them only when they want to belanja you. Yeah.
Alternatively, we should keep some of our PTPTN money and invest it in business ventures and seek entrapenuer-driven oppurtunities. Work now, enjoy later.
We have to break the cycle guys. We have to make sure we are in control of our financial situation. We have to make sure that our children do not have to receive burdening loans. We have to jumpstart our financial independance. Coz no one else will.